Saturday, September 26, 2009

NO ONE Services & Products at eTiQa Takaful




PROVIDE
EXCELLENT
SERVICES




An Authorised Takaful Consultant : En. Azizan B. Adnan ( WAS 31300 )
HP No : 019 - 3103074 ( 24 hour services )
e-mail : nor azizan@rocketmail.com

WHAT U SHOULD KNOW ABOUT US !!!!!

eTiQa Takaful NOT about protection alone....We CARE
more about your CURRENT & FUTURE SAVING.
We appreciate your value of money....we know!!!! It's hard to
earn money ...most of us might think that
we only selling insurance & wasting your time and money... but the true is ...we are NOT!!!!

I have an experience of selling insurance policy while I'm still
worki
ng as a banker with MAYBANK. At that time ,you are forced
to buy the insurance policy in orderto make
your loan etc housing loan, ASB loan, personal
loan etc being approved.


You are not sincere to buy an insurance policy even it's the most important to you.
To me...it's normal b
ecause you are not aware of the important of the insurance for
you or your family....


Personally...I'm also has no awareness at that point to buy an insurance policy for
me
or for my family...because i know if nothing happen to me ...the money i had
paid to
the insurance company is gone or maybe i will only manage to get back
@ 20 %.



Here is some tips how to choose a plan
which can benefits you and the whole family

in term of protection value and your return
( money )....





1) Ask in details your type of plan ?...
Choose a plan which can give a maximum protection to you as a key person... and at the same time to all your family i.e. wife/husband and your childrens.
Ask your consultant to give full explanation with agreement proven until you understand the whole plan.

2) Ask in details about the money that you are paying every month...what is the return i.e. CURRENT return & FUTURE return ?

Many insurance plan has no return because the plan is solely for protection coverage. As a result...you will upset while you know the plan you are bought is no return. That why..you have right to ask properly before you agree to sign / join the plan.

Ask your consultant about your monthly contribution percentage i.e. for example if you are paying RM 200 every month...how much goes for protection coverage & how much goes for your saving portion.

3) Ask in details about maturity of policy / plan ?

Many insurance policy require you to wait until maturity period in order to withdraw your money in your plan. Some policy maybe allow you to withdraw your money but with conditions which you have to pay back or interest will be imposed if delay payment / pay back.

HOPE THE ABOVE TIPS MANAGE TO GUIDE YOU ...


at eTiQa we are difference from
insurance policy!!!!!!

FIRST !!!!!

We give back your money in double return @ guaranteed.
SECOND!!!!!!

We give maximum protection to you & your family.




THIRD !!!!!!

All our plan is SAVING plan which we guaranteed your return in double ...You can use this plan as your 2nd EPF money for your retirement .


Facts to think about !!!!!!!!! * Our plan is manage to discipline you to make saving regularly. * Our plan manage to helps you & you family in case something happen like death or total permanent disability happen. * Our plan is called balance plan...which our priority is your saving...which you require no insurance policy anymore. * Money can be use at anytimes.






HAVE YOU EVER THINK ABOUT YOUR CHILDREN EDUCATION FUND !!!!

Why buy separate policy for you children education fund while with our policy , can be use for your children education . HOW??
For example :-
You have son age 2 yrs old. All our policy is saving plan so at that time when your son want to pursue his study at university @ 18 yrs old ..you may withdraw your money in your policy without any conditions....
It will not effect your total coverage protection but your coverage protection keep increase every years. WOW!!!!no others plan outside ..it's only at eTiQa Takaful.













A HAPPY MOMENT UPON RETIREMENT !!!! YOU DESERVE THIS!!!



You choose you destination while unfortune situation happen to you or your loves one.!!!

OR






Plan of your happiness family

You make a decision.......

OR






if this happen to you...you still can smile because
you been prepare for this unfortune situation.




ABOUT CONSULTANT :

An experience has make myself realize that money is not everything but everything
need money. Sometimes we smile...but life like a circle because we can predict when
unfortune moment will come ...

As a human...we have to accept our fate but prepare for it...That the reason why I left
my comfortable job and turned to new career as a Takaful Consultant..... because
I know to make people happiness is give me more meaningful in my life.

Life is short so make it colourful.

So ...don't WAIT...call me NOW....just sembang-sembang...see you.

Sunday, September 6, 2009

Berumur 30-40an...SEE ETIQA FACTS!!!!

Sememangnya berumur antara 30-40an adalah peringkat yang agak penting dalam mengorak kehidupan dan membina kehidupan. Di kelompok umur sebegini...sudah seharusnya kita ada kehidupan berumahtanga dan mungkin telah dikurniakan cahayamata...alhamdullillah..bertambah-tambah rezeki ditambah pula dengan kerjaya yang stabil.....




Ramai agak alpa...seharusnya di peringkat umur begini...kita seharusnya sudah ada satu perancangan teratur dagi segi kehidupan mendatang...maksudnya perancangan kewangan...perancangan wang kecemasan...perancangan persekolahan anak...perancangan membeli rumah sendiri...perancangan kerjaya....dan macam-macam perancangan lagi...semuanya hanya boleh di zahirkan dengan KEWANGAN YANG STABIL....


Sudah tentu kita mahukan kewangan kita bertambah seiring dengan pertambahan usia kita....

Kami di eTiQa Takaful Bhd...tanpa jemu-jemu memberi panduan dan nasihat seadanya untuk golongan sebegini supaya mencari sesuatu yang boleh di buat sebagai simpanan tetap...ye lah...jika tidak di mulakan simpanan sekarang...bila lagi???? tanya diri anda...



LIHAT FAKTA INI ......

Anda( 35 thn )....bina perancangan simpanan sampai umur bersara 55/60thn>>>

Di eTiQa ...dengan hanya menyimpan sebulan RM 150......

1 ) wang simpanan anda menjadi RM 90,000.00 ++. ( jika anda simpan di bankpun tak akan mendapat pulangan sebegini...)

2) Sepanjang tempoh menyimpan anda dilindungi dengan nilai percuma perlindungan :-
i ) Tunai RM 50,000 ++ kepada pewaris anda ...anak/isteri/suami atau sesiapa saja yang anda suka.
ii ) Jika ditakdirkan anda hilang pendapatan disebabkan lumpuh sebagai contoh...tunai RM 50,000 kami berikan kepada anda.

iii ) anda juga ada perlindungan kemalangan RM10,000 ...boleh claim beribu kali jika anda mahu tanpa susut nilai.....

iv) Cover penyakit kritikal...36 jenis...tunai RM 10,000 seandainya doktor mengesahkan anda menghidap penyakit kritikal....

v) Elaun harian hospital RM 50 sehari.....

semuanya ni anda dapat percuma kerana apa yang anda sumbang setiap bulan ( i.e. RM 150 ) anda dapat balik...malahan 2 kali ganda...

Sebab tu penulis katakan disini...sesenpun anda tidak rugi malahan keuntungan berganda...bukankah duit tersebut boleh dijadikan tambahan utk wang persaraan anda...

sebab tu kami namakan pelan ini pelan simpanan second EPF....

( ETIQA TAKAFUL BUKAN PELAN INSURAN...KERANA JIKA PELAN INSURAN...ANDA BOLEH MEMBELINYA DI ETIQA INSURAN...)

Ramai yang masih tidak tahu ini.....

Memang agak lama 20-30thn terpaksa membayar / menyumbang setiap bulan...tetapi seandainya anda nak menggunakan duit...seawal tahun ke3 anda sudah boleh keluarkan simpanan anda......

macam2 benefit anda perolehi sebenarnya....percayalah....semua ini ada tertera di agreement kami...lagi pulak ini adalah pelan berkonsepkan islamic plan....

bersambung.......